**Intentional FIRE: A Roadmap to Freedom**

Sure, let's design your personalized FIRE roadmap using the Summit Path Method. Here's a structured plan:

Phase 1: The Base Camp

- Current Financial Position: You're 32 with an annual income of $90,000, $40,000 in savings, low expenses, and no debt.

- Motivations: You aim for financial independence not just to retire early but to lead a purposeful and intentional life.

- Readiness: Having no debt gives you a strong foundation. Your savings provide a good start, but increasing your savings rate will accelerate your journey.

Phase 2: The Climb

- Savings Strategy: Aim to save at least 25-30% of your income by making small lifestyle adjustments. Use a high-yield savings account for short-term goals.

- Investing: Allocate a significant portion of your savings into diversified index funds or ETFs. Maximize your retirement accounts for tax advantages.

- Lifestyle Adjustments: Keep your expenses low while focusing on spending aligned with your values. Consider pursuing side hustles or skill-building that aligns with your future vision.

- Continuous Learning: Educate yourself on investment strategies and consider consulting a financial advisor to refine your plan.

Phase 3: The Summit

- Vision: Achieve financial independence by age 45. Live simply, focusing on your values like mentoring others and giving back.

- Sustaining Fulfillment: Establish routines and hobbies that bring joy and purpose. Engage in community projects or start a passion-driven business.

- Long-Term Balance: Regularly review and adapt your financial plans to ensure ongoing sustainability. Keep growing your investments and explore new learning opportunities.

This roadmap should help you strategically and purposefully climb towards financial independence. Stay committed to your vision, and adjust as needed while maintaining your focus on a fulfilled and intentional life.